Luxury Watch Financing

Spread the cost of your watch with flexible finance options

At BQ Watches, we understand that many customers prefer the flexibility of paying for their watch over time. We offer finance through two trusted providers, allowing you to spread the cost with manageable monthly payments.

Our recommended option is Affirm, which offers a fast online application and quick decisions. We also offer finance through Ideal4Finance, who work with a panel of reputable UK lenders.

All finance options are subject to status and approval by the lender.

Finance with Affirm (Recommended)

Affirm provides a simple way to spread the cost of your purchase with fixed monthly payments. Applications are completed online in minutes and you will receive a decision quickly.
Key features include:

  • Fast online application
  • Instant eligibility check
  • Fixed monthly payments with no hidden fees
  • Flexible loan terms depending on your eligibility
Once your application has been approved, we will take the required deposit and finalise your purchase.
In some cases, Affirm may require an additional deposit if they are unable to approve the full loan amount requested.

Representative example


Representative example: A £900 purchase might cost £75.00 per month over 12 months at 22% Representative APR. Total repayable £900. Payment options depend on your purchase amount and may vary by merchant. Actual payment option terms will be shown at checkout.

Important information


Affirm is a form of credit. Credit is subject to a minimum spend and approval based on your individual circumstances. Missed payments could affect your financial status.
Affirm U.K. Limited provides consumer credit products and is authorised and regulated by the Financial Conduct Authority (FCA firm reference number 756087). Credit is available to UK residents aged 18 or over and subject to a creditworthiness assessment.
Payment options depend on your purchase amount and may vary by merchant. Affirm accepts both UK bank accounts supporting Direct Debit and debit cards as forms of repayment on payment options.

Finance with Ideal4Finance

We also partner with Ideal4Finance, an established UK credit broker that works with a panel of reputable lenders to help customers spread the cost of larger purchases.

Typical finance options may include:
0% APR finance over 12 or 24 months
9.9% APR finance over 36, 48 or 60 months
All applications are subject to the lender's assessment.

Example repayment illustration:

Purchase price: £5,000
Deposit: £1,000 (20%)
Total credit: £4,000
Interest rate: 9.9% APR (fixed)
Loan duration: 36 months
Monthly repayment: £128.09
Total repayable: £4,611.22
Total cost of purchase: £5,611.22

Ideal4Finance help thousands of customers secure finance each year and are rated “Excellent” on Trustpilot.

If you need support with an Ideal4Finance application, you can contact them directly on 020 3617 4647 (Mon to Fri, 9am to 5pm).

Responsible Borrowing

Taking out finance is a financial commitment. You should ensure that you are able to make all repayments on time and in full. Failure to keep up repayments may have a negative impact on your credit score and financial situation.

Get Used Watches on Finance from a Wide Selection of Luxury Watch Brands

BQ Watches carries an impressive selection of incredible luxury watch brands. When you shop with us, you can enjoy exceptional Rolex finance on pre-owned timepieces from the world’s most respected watchmakers.

If you are looking for a specific watch model, please don’t hesitate to let us know. We would be happy to source one for you. With Humm, you can finance any of our luxury watches, including Rolex, Audemars Piguet, Patek Philippe, Cartier and more.

Secure Rolex Watch Finance in the UK

There are many options to choose from if you want to finance a Rolex watch. And with a comprehensive selection of all Rolex models, you’re certain to find something perfect. You can set up financing online or in person at our store in London.

Feel free to contact our staff with any questions you might have about watches on finance and which payment terms are best for you. We’re always happy to help.

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